Within walking distance to Fair Oaks Village & the American River Parkway, this cottage exudes charm & individuality & sits in an orchard of fruit trees to be admired from the covered redwood deck. The spacious sunroom has many cupboards & wrap around handmade wooden work counter. The living room has the original 1930's knotty pine from the home's early days as a private reading room. The kitchen is incomplete, to be molded to a new owner's vision & has a working 1952 Wedgewood gas stove. The bathroom & bedroom, added on in the 80's, were beautifully renovated in the 2000's. Bosch Aquastar tankless water heater. The well insulated home with dual pane windows, uses an efficient & thrifty Mr Cool heat/cool unit. The fully furnished building/workshop, w/electrical & AC, with sleeping loft & cabinets, is ideal for work, hobbies & guests. Named "Banana Cabana" due to it's proximity to an actual banana tree, is an attractive addition to the house along with the grapes, satsumas, oranges, lemons, cherries, figs, kumquats, loquats & aloe vera plants. SPA zoning allows many unique possibilities including commercial, office etc. With no HOA to deal with or pay for, this rare find makes an affordable, perfect retreat, a suitable first home, a retirement or investment property